San Diego motorcycle accident lawyer & attorney – Insurance in California is mandatory
Ask a San Diego motorcycle accident lawyer about motorcycle insurance – California is a mandatory insurance state. In San Diego and throughout California, it is critical that if you get on a motorcycle that you have at least liability insurance. Why? In California there is a law called Proposition 213 that states that if a motorcyclist (or other driver) is injured in an accident and does not have at least liability insurance, he or she cannot recover for pain and suffering and is limited to recovering only his or her economic damages.
Your San Diego motorcycle accident lawyer strongly recommends that all bikers carry insurance. In California, the minimum insurance required is 15/30. However, most drivers out there are uninsured or UNDERINSURED. Your San Diego motorcycle accident lawyer has handled countless cases where our clients are badly injured in an accident but when we file a claim with the insurance company, we find out that the defendant has a small insurance policy. In that situation, if you do recover any money it will all go to attorneys’ fees.
As such, it is critical that you don’t just have the minimum insurance policy. Always purchase at least $100,000.00 in uninsured motorist (UM) insurance AND Underinsured Motorist (UIM) insurance. That way, if the defendant has no or little insurance, you will still be covered.
Per Wikipedia, the city of San Diego is the second-largest city in California. With a population over one million people in 2014, it is the eighth-largest city in the United States. San Diego is located adjacent to the Mexico border and on the coast of the Pacific Ocean. With the warm climate, natural deep-water harbor and expansive beaches, the city welcomes many tourists. The tourist attractions are plentiful and include Balboa Park, Belmont Amusement Park, San Diego Zoo, SeaWorld and many more. Craft brewing is a popular industry in San Diego that attracts many visitors as does whale-watching cruises to observe the migration of gray whales in mid-January. San Diego is home to many museums such as the San Diego Museum of Art, the San Diego Natural History Museum, the San Diego Museum of Man, the Museum of Photographic Arts and others.
Contact a San Diego motorcycle accident lawyer or attorney for a FREE CONSULTATION today at 844-99-CYCLE or Email us.